| Internet banking | My Converse | ||
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| VISA Business Credit |
Tariffs for issuance and service
|
N |
SERVICE TYPE |
|
|
1 |
Card issue |
0 |
|
2 |
Additional*/attached card issuance** |
0 |
|
3 |
Annual fee |
AMD 24 000 |
|
4 |
Merchant transactions |
0 |
|
5 |
Cash withdrawal at Bank POS-terminals and ATMs |
1% |
|
6 |
Cash withdrawal at POS-terminals and ATMs of other ArCa system banks1 |
1% |
|
7 |
Cash withdrawal at POS-terminals and ATMs of other banks, which are out of ArCa system |
1%, min AMD 1 500 |
|
8 |
Maximum limit of daily cash withdrawal |
AMD 1 000 000 |
|
9 |
Maximum available number of daily encashment transactions |
10 |
| 10 | Interest rate % (annual) against the positive balance of card account |
0 |
|
11 |
Monthly statement |
0 |
|
12 |
Additional statement |
AMD 1 000 |
|
13 |
Penalty for exceeding the payment limits |
20%, max AMD 15 000 |
|
14 |
Card and PIN code reissue in case of lost/stolen/damaged card |
AMD 2 000 |
|
15 |
Card and PIN code same-day reissue in case with lost/stolen/damaged card |
AMD 10 000 |
|
16 |
Transfer of cash from card in case of card loss outside Armenia |
5% from amount |
|
17 |
Unjustified chargeback request |
AMD 5 000 |
|
18 |
From card to card transfers through www.arca.am website card accounts |
0.5% |
|
19 |
Penalty applied to balance in case of failing to pay the minimum deposit |
1%, max 15 000 |
|
20 |
Minimum fee applied at the end of grace period | In case of AMD card 10% of the balance but no less thanAMD 5,000
In case of USD card, 10% of the balance but no less than AMD 20 In case of Euro Card, 10% of the balance but no less than 20 Euro |
|
21 |
SMS messages to cardholders on receipt and withdrawal on card accounts |
- AMD 20 to phone numbers of Armenian cell operators |
|
22 |
Card release |
AMD 500 |
|
23 |
Reducing the limit of the card per the Customer application |
0 |
|
24 |
Increasing the limit of the card per the Customer application |
AMD 5 000 |
| 25 |
Providing medical insurance during trips to foreign countries |
according to the tariffs of insurance companies |
BUSINESS CREDIT2
1Transactions with VISA cards at ATMs and POS-terminals of the banks cooperating with "Converse Bank" CJSC in terms of VISA card acquiring are equaled to those at Converse Bank and partner BTA Bank ATMs and POS-terminals and subject to the tariffs specified in point 5.
2During calculation of interests against the utilized credit limit a grace period is given from 44 to 15 days depending on the dae of credit limit usse.
3For credit cards the service fee is levied at the moment of obtaining the card - for the whole year.
*Additional card - an additional card opened for the same account, within the same payment system /VISA-VISA, ARCA-ARCA, MasterCard-MasterCard - VISA, ARCA
**Card attached to - the same account, additional card opened under various payment systems /VISA - ARCA, MasterCard; ARCA - VISA, MasterCard; MasterCard - VISA, ARCA/.
At the moment of certifying transactions in currency, differing from the currency of the card account, from the card must be frozen an amount calculated at the rate of exchange "transaction currency - USD" as established by VISA/MasterCard, and afterwards must be frozen an amount, calculated at the exchange rate -"USD - card currency" of the Bank Dealing unit. The amount of the subject transaction is collected from the actual cardholder on the day of calculation by application of the above-mentioned mechanism. The amount of transaction certification /freezing/ and the amount of actual calculation may differ. While executing transactions in AMD with foreign currency cards, the exchange rates for certification and calculation of the transaction are established by the bank, but they also vary, depending on the day of execution and on the day of calculation of the transaction.
Vazgen Sargsyan 26/1, 0010 Yerevan, RA
Tel.: (37410) 511210, 511213, 545514/twenty-four-hour/
Fax: (37410) 511210
E-mail: card@conversebank.am
© CONVERSE BANK cjsc 2012. All rights reserved. Developed by Smart Systems LLC.