| Internet banking | My Converse | ||
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| Cirrus/Maestro |
Tariffs for issuance and service
|
N |
SERVICE TYPE |
|
|
1 |
Card issue |
0 |
|
2 |
Additional*/attached card issuance** |
AMD 1 500 |
|
3 |
Monthly service fee |
AMD 2502 |
| 4 | ||
|
5 |
Merchant transactions |
0 |
|
6 |
Cash withdrawal at Bank POS-terminals and ATMs |
0 |
|
7 |
Cash withdrawal at POS-terminals and ATMs of other ArCa system banks |
1% |
|
8 |
Cash withdrawal at POS-terminals and ATMs of other banks, which are out of ArCa system |
1%, min AMD 1 500 |
|
9 |
Maximum limit of daily cash withdrawal |
AMD 300 000 |
|
10 |
Maximum available number of daily encashment transactions |
10 |
| 11 | Interest rate % (annual) against the positive balance of card account |
0 |
|
12 |
Monthly statement |
0 |
|
13 |
Additional statement |
AMD 1 000 |
|
14 |
Penalty for exceeding the payment limits |
20%, max AMD 5 000 |
|
14 |
Card and PIN code reissue in case of lost/stolen/damaged card |
AMD 2 000 |
|
16 |
Card and PIN code same-day reissue in case with lost/stolen/damaged card |
AMD 3 000 |
|
17 |
Transfer of cash from card in case of card loss outside Armenia |
5% from amount |
|
18 |
Unjustified chargeback request |
AMD 5 000 |
|
19 |
From card to card transfers through www.arca.am website card accounts |
0.5% |
|
20 |
SMS messages to cardholders on receipt and withdrawal on card accounts |
- AMD 20 to phone numbers of Armenian cell operators |
|
21 |
Card release |
AMD 500 |
|
22 |
Providing medical insurance during trips to foreign countries |
according to the tariffs of insurance companies |
1
1Credit cards under collateral are also provided with unrestorable limit, at the same time commission fee for cash collection at the moment of obtaing the card is 0%.
2The customer has the opportunity of selecting payment method to pay for card account service - either monhly or per annum. Relvant note is marked in the Application on opening a card, while for already effective cards - with an application.
*Additional card - an additional card opened for the same account, within the same payment system /VISA-VISA, ARCA-ARCA, MasterCard-MasterCard - VISA, ARCA
**Card attached to - the same account, additional card opened under various payment systems /VISA - ARCA, MasterCard; ARCA - VISA, MasterCard; MasterCard - VISA, ARCA/.
At the moment of certifying transactions in currency, differing from the currency of the card account, from the card must be frozen an amount calculated at the rate of exchange "transaction currency - USD" as established by VISA/MasterCard, and afterwards must be frozen an amount, calculated at the exchange rate -"USD - card currency" of the Bank Dealing unit. The amount of the subject transaction is collected from the actual cardholder on the day of calculation by application of the above-mentioned mechanism. The amount of transaction certification /freezing/ and the amount of actual calculation may differ. While executing transactions in AMD with foreign currency cards, the exchange rates for certification and calculation of the transaction are established by the bank, but they also vary, depending on the day of execution and on the day of calculation of the transaction.
Vazgen Sargsyan 26/1, 0010 Yerevan, RA
Tel.: (37410) 511210, 511213, 545514/twenty-four-hour/
Fax: (37410) 511210
E-mail: card@conversebank.am
© CONVERSE BANK cjsc 2012. All rights reserved. Developed by Smart Systems LLC.