| Internet banking | My Converse | ||
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| Karas |
Terms 
Deposit "KARAS" is a bank deposit with the right of adding funds at the customer's request.
You are entitled to:
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add any amount to your deposit account
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no limits are specified for frequency of depositing new funds
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at the moment of new deposits the calculation of interests is for the total sum
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payment of interest against deposits is made at the end of the due date.
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Deposit currency |
AMD and USD |
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Minimum amount |
AMD 10 000, USD 100 |
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Deposit term |
1-5 years |
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Annual interest rate |
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1 year |
2 years |
3 years |
4 years |
5 years |
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AMD |
CBSI1 |
CBSI1+1.5% |
CBSI1+2% |
CBSI1+2.75% |
CBSI1+3.75% |
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USD |
CBSI1 |
CBSI1+1% |
CBSI1+1.5% |
CBSI1+2.5% |
CBSI1+3.75% |
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Payment of interests |
At maturity. Interests, calculated once a year, are accrued on deposit balance. |
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1CBSI - Settlement Interest rate of "Converse Bank"
In case of investing more than AMD 30 mln., USD 100 000 and EUR 50 000, contractual interest rates are implemented.
Contract
Dear customers,
Please read the below stated very attentively:
The interests against the account amounts of the depositor are calculated on the basis of nominal interest rate and the annual profitability shows the possible income in case of depositing interest amounts. You can find the procedure and an example of calculating annual profitability in the link below:
The procedure and an example of calculating and paying deposit interests / according to Regulation 8/02 of the RA Central Bank "On calculation of annual interest profitability of bank deposits"/.
DEPOSIT "KARAS"
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