| Internet banking | My Converse | ||
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| MasterCard Standard Credit |
Tariffs for issuance and service
|
N |
SERVICE TYPE |
|
|
1 |
Card issue |
0 |
|
2 |
Additional*/attached card issuance** |
AMD 3 000 |
|
3 |
Monthly service fee |
AMD 500 |
|
4 |
Merchant transactions |
0 |
|
5 |
Cash withdrawal at Bank POS-terminals and ATMs |
0.5% |
|
6 |
Cash withdrawal at POS-terminals and ATMs of other ArCa system banks |
1% |
|
7 |
Cash withdrawal at POS-terminals and ATMs of other banks, which are out of ArCa system |
1%, min AMD 1 500 |
|
8 |
Maximum limit daily cash withdrawal |
AMD 500 000 |
|
9 |
Maximum available number of daily encashment transactions |
10 |
| 10 | Interest rate % (annual) against the positive balance of card account |
0 |
|
11 |
Monthly statement |
0 |
|
12 |
Additional statement |
AMD 1 000 |
|
13 |
Penalty for exceeding the payment limits |
20%, max AMD 10 000 |
|
14 |
Card and PIN code reissue in case of lost/stolen/damaged card |
AMD 2 000 |
|
15 |
Card and PIN code same-day reissue in case with lost/stolen/damaged card |
AMD 5 000 |
|
16 |
Transfer of cash from card in case of card loss outside Armenia |
5% from amount |
|
17 |
Unjustified chargeback request |
AMD 5 000 |
|
18 |
From card to card transfers through www.arca.am website card accounts |
0.5% |
|
19 |
Penalty applied to balance in case of failing to pay the minimum deposit |
1%, max 10 000 |
|
20 |
Minimum fee applied at the end of grace period | In case of AMD card 10% of the balance but no less thanAMD 5,000
In case of USD card, 10% of the balance but no less than AMD 20 In case of Euro Card, 10% of the balance but no less than 20 Euro |
|
21 |
SMS messages to cardholders on receipt and withdrawal on card accounts |
- AMD 20 to phone numbers of Armenian cell operators |
|
22 |
Card unblocking fee |
AMD 500 |
|
23 |
Reducing the limit of the card per the Customer application |
0 |
|
24 |
Increasing the limit of the card per the Customer application |
3 000 AMD |
| 25 |
Providing medical insurance during trips to foreign countries |
Based on Isurer's fees |
STANDARD CREDIT1
1During calculation of interests against the utilized credit limit a grace period is given from 44 to 15 days depending on the dae of credit limit usse.
*Additional card - an additional card opened for the same account, within the same payment system /VISA-VISA, ARCA-ARCA, MasterCard-MasterCard - VISA, ARCA
**Card attached to - the same account, additional card opened under various payment systems /VISA - ARCA, MasterCard; ARCA - VISA, MasterCard; MasterCard - VISA, ARCA/
At the moment of certifying transactions in currency, differing from the currency of the card account, from the card must be frozen an amount calculated at the rate of exchange "transaction currency - USD" as established by VISA/MasterCard, and afterwards must be frozen an amount, calculated at the exchange rate -"USD - card currency" of the Bank Dealing unit. The amount of the subject transaction is collected from the actual cardholder on the day of calculation by application of the above-mentioned mechanism. The amount of transaction certification /freezing/ and the amount of actual calculation may differ. While executing transactions in AMD with foreign currency cards, the exchange rates for certification and calculation of the transaction are established by the bank, but they also vary, depending on the day of execution and on the day of calculation of the transaction.
Vazgen Sargsyan 26/1, 0010 Yerevan, RA
Tel.: (37410) 511210, 511213, 545514/twenty-four-hour/
Fax: (37410) 511210
E-mail: card@conversebank.am
© CONVERSE BANK cjsc 2013. All rights reserved. Developed by Smart Systems LLC.