| Internet banking | My Converse |
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On-line banking
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| Money transfers |
The Bank makes money transfers within and outside the territory of RA. The transfers are made in AMD and foreign currency both for account-holder and non-account holder customers.
Transfers in AMD can be made by account-holder and non-account holder (without opening an account) customers.
Transfers, presented by account holders, are made on the basis of presented payment order (other substantial documents may also be required depending on the amount, type and purpose of the transfer).
In order to make transfers to the RA state budget, non-account holder customers must present a social security card, but in case of other transfers the bank may also require an ID, as well as other documents substantiating the transfer.
Transfers in AMD are made on hours specified by the bank in accordance with the bank's tariffs and rates, which are presented in the below-mentioned "Tariffs and Rates".
Transfers in foreign currency (International Money Transfers) can be made by account-holders and non-accounts holders (without opening an account) in different currencies by SWIFT system.
Transfers of account holders are made on the basis of the payment order.
In case of non-account holders, the bank requires an ID, as well as may require other documents substantiating the transfer.
Terms, currency and tariffs of transfers by SWIFT system are presented in the below-mentioned "Tariffs and Rates".
Non-account holders can make transfers with fast transfer systems without opening an account, and the details (terms, quotations, currency and tariffs, geographic data, etc.) are presented in the upper part of this page.
Correction, search and elimination of errors, found in the payment orders, may be executed on the basis of the customer payment order within limits and terms admissible and available in the servicing bank.
Tariffs and Rates1
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TRANSACTION TYPE |
TARIFFS AND RATES |
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1 |
AMD |
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1. Inter-Bank transfers |
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| - For account-holders | free | |
| - For non-account holders | ||
| * in Yerevan branches | 0,1%, min AMD 300 | |
| * in other regional branches | - up to AMD 1 mln - AMD 100 - over AMD 1 mln - AMD 200 |
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2. Transfers to other RA Banks for account-holders |
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* Same day transfer /fast/2 |
0.1%, min AMD 500, max AMD 10 000 |
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* Next day transfer |
free |
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- For non-account holders3 |
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* Branches in Yerevan |
0.1% min AMD 300 |
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* Other RA regional branches |
- up to AMD 1 million - AMD 100 |
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3. Payment orders accepted from correspondent banks |
free |
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2 |
Foreign Currency |
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1. Within Bank accounts |
free |
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2. Payment orders with all expenses on remitter /OUR/2,4,5 |
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- USD |
0.1% min AMD 7 000 max AMD 50 000 |
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- EUR |
0.15% min AMD 9 000 max AMD 30 000 |
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- RUB |
0.10% min AMD 5 000 max AMD 30 000 |
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- Other |
0.15% min AMD 15 000 max AMD 50 000 |
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2.1 Guaranteed OUR /the amount will be given to the beneficiary in full. Only for USD transfers/ |
AMD 5,000 in addition to some tariffs |
| 2.2 Urgent payments 2 | ||
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- USD |
0.2% min AMD 15 000 max AMD 100 000 |
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- EUR |
0.2% min AMD 18 000 max AMD 100 000 |
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- RUB |
0.2% min AMD 10 000 max AMD 100 000 |
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2.3 Cash and non-cash transfers in EUR and USD to Beneficiaries located in the Islamic Republic of Iran |
0.15% min AMD 16 000 max AMD 110 000 |
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3. Payment orders with expenses on Beneficiary /BEN/ |
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- USD, EUR |
0.1% min 3 000 max 45 000 |
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- RUB |
0.1% min 2 500 max 30 000 |
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- Other |
0.15% min 5 000 max 50 000 |
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Urgent payments2 |
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- USD, EUR |
0.2% min 10 000 max 90 000 |
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4. Payment orders accepted from correspondent banks |
as per agreement |
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3 |
Payment investigations, changes, cancellation, recall |
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1. In AMD |
AMD 2 000 |
| 2. In RUB | AMD 10 000 | |
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2. In other currency |
AMD 25 000 |
1Transfers are realized no later than the next banking day from the moment of entry by the Bank and are considered to be implemented subject to the validity of the amount actual drawn down from any correspondence account of "Converse Bank" CJSC.
2Transfers in AMD may be executed on the same day, if the relevant payment order is submitted until 12:00 a.m.; in all other cases will be executed within the next banking day. Fast transfers may be executed on the same day if the relevant order is provided until 15:45 with fixed charges, except of Saturdays.
If transfer amount is AMD 50mln and over the Bank may not fulfill the condition of "fast transfer".
Foreign currency transfers are executed as follows:
USD, EUR transfer orders submitted until 15:00 are transferred the same day. "Fast" transfers may be executed within the same day if relevant application is submitted until 17:00 with fixed charges, except of Saturdays.
RUB transfer orders submitted until 12:00 a.m. are executed the same day, whereas orders provided after 12:00 are executed within the next working day. "Fast" transfers may be executed during the same day only if provided until 14:00 with fixed commission charges, except of Saturdays.
Other currency transfer orders are executed within 3 banking days.
3Transfer orders of non-account-holders are executed only the next day.
4Additional costs incurred during transfer are charged from the customer, in case of Guaranteed OUR transfers no extra costs are charged.
5Payments of non-account-holders are executed only with charges on Beneficiary /BEN.
Dear customers,
The bank must provide a document confirming each transfer, where the following data are presented: transferred money, currency, paid commission and other details.
For more details please contact the Head Office on the address 26/1, Vazden Sargsyan Str., Republic Square or by phone 511 200, 511211 as well as all the branches of the Bank on the following addresses and telephone numbers.
© CONVERSE BANK cjsc 2010. All rights reserved. Developed by Smart Systems LLC.