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| Money transfers |
The Bank makes money transfers within and outside the territory of RA. The transfers are made in AMD and foreign currency both for account-holder and non-account holder customers.
Transfers in AMD can be made by account-holder and non-account holder (without opening an account) customers.
Transfers, presented by account holders, are made on the basis of presented payment order (other substantial documents may also be required depending on the amount, type and purpose of the transfer).
In order to make transfers to the RA state budget, non-account holder customers must present a social security card, but in case of other transfers the bank may also require an ID, as well as other documents substantiating the transfer.
Transfers in AMD are made on hours specified by the bank in accordance with the bank's tariffs and rates, which are presented in the below-mentioned "Tariffs and Rates".
Transfers in foreign currency (International Money Transfers) can be made by account-holders and non-accounts holders (without opening an account) in different currencies by SWIFT system.
Transfers of account holders are made on the basis of the payment order.
In case of non-account holders, the bank requires an ID, as well as may require other documents substantiating the transfer.
Terms, currency and tariffs of transfers by SWIFT system are presented in the below-mentioned "Tariffs and Rates".
Non-account holders can make transfers with fast transfer systems without opening an account, and the details (terms, quotations, currency and tariffs, geographic data, etc.) are presented in the upper part of this page.
Correction, search and elimination of errors, found in the payment orders, may be executed on the basis of the customer payment order within limits and terms admissible and available in the servicing bank.
Tariffs and Rates1/5
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N |
TRANSACTION TYPE |
TARIFFS AND RATES |
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1 |
AMD |
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1. Inter-Bank transfers |
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| - For account-holders /by an account-holder of the Bank in favor of another account holder or non-holder/ |
0 | |
| - For non-account holders /by non-account-holder in favor of another non-holder/ |
0,1%, min AMD 300 | |
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2. Transfers to other RA Banks,except for transfers |
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| - For account-holder customers | ||
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* Same day transfer /fast/2 |
0.1%, min AMD 500, max AMD 10 000 |
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* Next day transfer |
0 |
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- For non-account holders3 |
Up to AMD 50 000 - AMD 100 |
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3. Payment orders accepted from correspondent banks |
0 |
| 4. Money transfers executed against provision of technical maintenance tickets /for account-holder and non- account-holder customers/ |
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| State due | AMD 200 | |
| Technical maintenance fee | AMD 200 | |
| Property tax of transportation means | AMD 200 | |
| 5.Provision of copies in case of rejects and losses of maintenance checkup tickets. | AMD 2,000 | |
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2 |
Foreign Currency Metal Accounts |
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1. Within Bank accounts |
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| - For account-holders /by an account-holder of the Bank in favor of another account holder or non-holder/ |
0 |
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| - For non-account holders /by non-account-holder in favor of another non-holder/ |
0,1%, min AMD 300 | |
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2. Payment orders with all expenses on remitter /OUR/2 |
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- USD |
0.1% min AMD 7 000 max AMD 45 000 |
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- RUB |
0.1% min AMD 5 000 max AMD 30 000 |
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- Other currency |
0.15% min AMD 15 000 max AMD 50 000 |
| - Gold | at CBA rate at the transaction date - 0.15% of the transferred metal AMD cost equivalent, min AMD 15 000 | |
| 2.1 Guaranteed OUR /upon selection of this option, the beneficiary will receive the whole amount | ||
| - for amount in USD, in addition to the fee specified in Clause 4.2.2. above, the following amounts are charged: |
AMD 5 000 | |
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- for EUR |
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| *against an amount of up to EUR 10 000 | AMD 12 000 | |
| *against an amount of EUR 10 001 and above | 0.1% min AMD 15 000, max AMD 45 000 | |
| 2.2 Urgent payments 2 | ||
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- USD |
0.2% min AMD 15 000 max AMD 100 000 |
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- EUR |
0.2% min AMD 18 000 max AMD 100 000 |
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- RUB |
0.2% min AMD 10 000 max AMD 100 000 |
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3. Payment orders with expenses on Beneficiary /BEN/2 |
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- USD & EUR |
0.1% min 3 000 max 45 000 |
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- Other |
0.15% min 5 000 max 50 000 |
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Urgent payments2 |
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- USD, EUR |
0.2% min AMD 10 000 max 90 000 |
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4. Payment orders accepted from correspondent banks |
contractual |
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3 |
Payment investigations, changes, cancellation, recall |
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1. In AMD |
AMD 2 000 |
| 2. In RUB | AMD 10 000 | |
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3. Other currency and gold |
AMD 25 000 |
1Payments are executed not later than on the next banking day after the receipt of the payment order,and are considered executed if debited from a correspondent account of "Converse Bank" CJSC.
2Transfers in AMD may be executed on the same day only if the payment order is submitted before 15:00 through E-banking and one of Bank-Client systems, and before 14:00 if submitted on paper. The orders submitted after the specified hours will be executed within the next banking day. Fast transfers may be executed on the same day only if the order is submitted before 15:00 (except on Saturdays) subject to payment of the appropriate commission.If transfer amount is AMD 50mln and over the Bank may not fulfill the condition of "fast transfer".
The transfers to the RA State Budget requested at the last business day of the month are effected without "Fast Transfer" commission.
Foreign currency transfers are executed as follows:
USD, EUR transfer orders submitted until 15:00 are transferred the same day. "Fast" transfers may be executed within the same day if relevant application is submitted until 17:00 with fixed charges, except of Saturdays.
RUB transfer orders submitted until 12:00 a.m. are executed the same day, whereas orders provided after 12:00 are executed within the next working day. "Fast" transfers may be executed during the same day only if provided until 14:00 with fixed commission charges, except of Saturdays.
Other currency transfer orders are executed within 3 banking days.
3Transfer orders of non-account-holders are executed only the next day.
4The tariffs specified herein for card-holder customers shall be appied also for card accounts.
Dear customers,
The bank must provide a document confirming each transfer, where the following data are presented: transferred money, currency, paid commission and other details.
For more details please contact the Head Office on the address 26/1, Vazden Sargsyan Str., Republic Square or by phone 511 200, 511211 as well as all the branches of the Bank on the following addresses and telephone numbers.
© CONVERSE BANK cjsc 2013. All rights reserved. Developed by Smart Systems LLC.