| Internet banking | My Converse | ||
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| Debit payment cards |
Terms and tariffs of issuance and service of VISA, MasterCard AND ArCa debit payment cards
|
N |
Service type |
|
|
|
1 |
Card issuance |
0 |
0 |
|
2 |
Additional*/attached card issuance** |
AMD 1 500 |
AMD 3 000 |
|
3 |
Card account monthly service fee |
AMD 2502 |
AMD 5002 |
|
4 |
Merchant transactions |
0 |
0 |
|
5 |
Cash withdrawal at Bank POS-terminals and ATMs |
0 |
0 |
|
6 |
Cash withdrawal at POS-terminals and ATMs of other ArCa system banks1 |
1% |
1% |
|
7 |
Cash withdrawal at POS-terminals and ATMs of other banks, which are out of ArCa system |
1%, min AMD 1 500 |
1%, min AMD 1 500 |
|
8 |
Maximum limit of daily cash withdrawal |
AMD 300 000 |
AMD 500 000 |
|
9 |
Maximum quantity of daily cash transactions |
10 |
10 |
|
10 |
Monthly statement from card account |
0 |
0 |
|
11 |
Additional statement |
AMD 1 000 |
AMD 1 000 |
|
12 |
Penalty for exceeding the payment limits |
20%, max AMD 5 000 |
20%, max AMD 10 000 |
|
13 |
Card and PIN code reissue in case with lost/stolen/damaged card |
AMD 2 000 |
AMD 2 000 |
|
14 |
Card and PIN code same-day reissue in case with lost/stolen/damaged card |
AMD 3 000 |
AMD 5 000 |
|
15 |
Transfer of cash from card in case of card loss outside Armenia |
5% of the amount |
5% of the amount |
|
16 |
Unjustified chargeback request |
AMD 5 000 |
AMD 5 000 |
|
17 |
Card-to-card transfers within the ArCa system and from www.arca.am |
0.5% |
0.5% |
|
18 |
SMS messages to cardholders on receipt & withdrawal on card accounts |
- AMD 20 or to phone numbers of the RA mobile operators, |
|
|
19 |
Card unblocking fee |
AMD 500 |
AMD 500 |
ELECTRON, 
, 
CLASSIC
STANDARD DEBIT
1Transactions at ATMs and POS-terminals of the banks cooperating with "Converse Bank" CJSC in terms of VISA card acquiring, particularly of the BTA Invest Bank, are equaled to those at Converse Bank ATMs and POS-terminals and subject to the tariffs specified in point 5.
2The customer may select the way of paying card account service fee - per month or per annum. Relevant note is marked in the Application of opening card, while for active cards - by a bid.
*Additional card - an additional card opened for the same account, within the same payment system /VISA-VISA, ARCA-ARCA, MasterCard-MasterCard - VISA, ARCA
**Auxiliary card - an additional card opened for the same account, within different payment systems /VISA-VISA, ARCA-ARCA, MasterCard-MasterCard - VISA, ARCA/.
At the moment of certifying transactions in currency, differing from the currency of the card account, from the card must be frozen an amount calculated at the rate of exchange "transaction currency - USD" as established by VISA/MasterCard, and afterwards must be frozen an amount, calculated at the exchange rate -"USD - card currency" of the Bank Dealing unit. The amount of the subject transaction is collected from the actual cardholder on the day of calculation by application of the above-mentioned mechanism. The amount of transaction certification /freezing/ and the amount of actual calculation may differ. While executing transactions in AMD with foreign currency cards, the exchange rates for certification and calculation of the transaction are established by the bank, but they also vary, depending on the day of execution and on the day of calculation of the transaction.
Instruction on Cards issuance and use
Dear customers,
For more details please feel free to contact to the Postbanking branches of Converse Bank CJSC at the following addresses and telephone numbers.
© CONVERSE BANK cjsc 2012. All rights reserved. Developed by Smart Systems LLC.