| Internet banking | My Converse | ||
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| Salary cards |
Tariffs for issuance and service
|
N |
SERVICE TYPE |
|
|
1 |
Card issue |
0 |
|
2 |
Additional*/attached card issuance** |
AMD 1 500 |
|
3 |
Monthly service fee |
AMD 2504 |
| 4 | In case of annual payment | AMD 2 500 |
|
5 |
Merchant transactions |
0 |
|
6 |
Cash withdrawal at Bank POS-terminals and ATMs |
0 |
|
7 |
Cash withdrawal at POS-terminals and ATMs of other ArCa system banks |
1% |
|
8 |
Cash withdrawal at POS-terminals and ATMs of other banks, which are out of ArCa system |
1%, min AMD 1 500 |
|
9 |
Daily cash withdrawal limit |
AMD 300 000 |
|
10 |
Maximum available number of daily encashment transactions |
10 |
| 11 | Interest rate % (annual) against the positive balance of card account5 |
contract |
|
12 |
Monthly statement |
0 |
|
13 |
Additional statement |
AMD 1 000 |
|
14 |
Penalty for exceeding the payment limits |
20%, max AMD 5 000 |
|
15 |
Card and PIN code reissue in case of lost/stolen/damaged card |
AMD 2 000 |
|
16 |
Card and PIN code same-day reissue in case with lost/stolen/damaged card |
AMD 3 000 |
|
17 |
Transfer of cash from card in case of card loss outside Armenia |
5% from amount |
|
18 |
Unjustified chargeback request |
AMD 5 000 |
|
19 |
From card to card transfers through www.arca.am website card accounts |
0.5% |
|
20 |
Penalty applied to balance in case of failing to pay the minimum deposit |
1%, max 5000 |
|
21 |
Minimum fee applied at the end of grace period |
10% of the balance but no less than AMD 5 000 |
|
22 |
SMS messages to cardholders on receipt and withdrawal on card accounts |
- AMD 20 to phone numbers of Armenian cell operators |
|
23 |
Card release |
AMD 500 |
|
24 |
Reducing the limit of the card per the Customer application |
0 |
|
25 |
Increasing the limit of the card per the Customer application |
AMD 500 |
| 26 |
Providing medical insurance during trips to foreign countries |
according to the tariffs of insurance companies |
CLASSIC
ELECTRON
salary card 2/3
1During calculation of interests against the utilized credit limit a grace period is given from 44 to 15 days depending on the dae of credit limit usse.
2These terms are to be negotiated due to the number of company employees and other cooperation consequences.
3Performance of salary package - replenishment of card accounts is done in the same day, if the comany submits the payment order until 4:00 p.m., except on Saturdays /if there are no non-conformities in the information submitted/. In other cases is applied only o ne-off payment of AMD 30,000.
4The customer has the opportunity of selecting payment method to pay for card account service - either monhly or per annum. Relvant note is marked in the Application on opening a card, while for already effective cards - with an application.
5The interest is calculated against the positive balance by the end of the day and is paid quarterly after the end of each reporting quarter during 5 /five/ banking days.
*Additional card - an additional card opened for the same account, within the same payment system /VISA-VISA, ARCA-ARCA, MasterCard-MasterCard - VISA, ARCA
**Card attached to - the same account, additional card opened under various payment systems /VISA - ARCA, MasterCard; ARCA - VISA, MasterCard; MasterCard - VISA, ARCA/
*** The tariff operates only for VISA and CIRRUS MAESTRO cards.
Vazgen Sargsyan 26/1, 0010 Yerevan, RA
Tel.: (37410) 511210, 511213, 545514/twenty-four-hour/
Fax: (37410) 511210
E-mail: card@conversebank.am
© CONVERSE BANK cjsc 2012. All rights reserved. Developed by Smart Systems LLC.