Updated: 20.05.2010 16:05
Home
VISA Gold Credit

      Tariffs for issuance and service

N

SERVICE TYPE

 GOLD CREDIT 

1

Card issue

free

2

Additional*/attached card issuance**

free

3

Monthly service fee

AMD 3 0003

4

Merchant transactions

free

5

Cash withdrawal at Bank POS-terminals and ATMs

0,5%

6

Cash withdrawal at POS-terminals and ATMs of other ArCa system banks1

1%

7

Cash withdrawal at POS-terminals and ATMs of other  banks, which are out of ArCa system

1%, min AMD 1 500

8

Maximum limit of daily cash withdrawal

AMD 1 500 000
USD 4 000
EUR 3 000

9

Maximum available number of daily encashment transactions

10

10

Monthly statement

free

11

Additional statement

AMD 1 000

12

Interest rate applied for  credit line, overdraft amounts  /monthly/3

1.6%

13

Penalty for exceeding the payment limits

20%, max AMD 20 000

14

Card and PIN code reissue in case of lost/stolen/damaged card

free

15

Card and PIN code same-day reissue in case with lost/stolen/damaged card

AMD 10 000

16

Transfer of cash from card in case of card loss outside Armenia

5% from amount

17

Unjustified chargeback request

AMD 5 000

18

Card-to-card transfers and transfers through www.arca.am

0.5%

19

Penalty applied to balance in case of failing to pay the minimum deposit

1%, max 20 000

20

Minimum fee applied at the end of grace period In case of AMD card 10% of the balance but no less thanAMD  5,000

In case of USD card, 10% of the balance but no less than AMD 20

In case of Euro Card, 10% of the balance but no less than 20 Euro

21

SMS messages to cardholders on receipt and withdrawal on card accounts
VAT include

free

22

Card release

AMD 500 

23

Reducing the limit of the card per the Customer application

free

24

Increasing the limit of the card per the Customer application

AMD 5 000

1Transactions at ATMs and POS-terminals of the banks cooperating with "Converse Bank" CJSC in terms of VISA card acquiring are equaled to those at Converse Bank and partner BTA Bank ATMs and POS-terminals and subject to the tariffs specified in point 5.
2Debit interest calculation is subject to grace period available from 44 to 15 days depending on transaction date.
3For credit cards the service fee is levied at the moment of obtaining the card - for the whole year.

*Additional card - an additional card opened for the same account, within the same payment system /VISA-VISA, ARCA-ARCA, MasterCard-MasterCard - VISA, ARCA
**Card attached to  - the same account, additional card opened under various payment systems /VISA - ARCA, MasterCard; ARCA - VISA, MasterCard; MasterCard - VISA, ARCA/.

Additional information



Vazgen Sargsyan 26/1, 0010 Yerevan, RA
Tel.: (37410) 511210, 511213, 545514/twenty-four-hour/
Fax: (37410) 511210
E-mail: card@conversebank.am 

Home  |  About Us  |  Time Deposits  |  Loans  |  Cards  |  Other Products and Services  |  Branches and ATMs  |  Financial Reports  |  Stipulations
© CONVERSE BANK cjsc 2010. All rights reserved. Developed by Smart Systems LLC.