Make online purchases from shopin.am with installment loans
| Loan limits | Annual nominal interest rate | Monthly service fee paid by the purchaser | Maximum maturity of the loan |
| AMD 30,000 - 1,000,000 | 0% | 1% of the initial loan amount | 3-36 months |
You can obtain installment loans at the following HayPost offices:
| Postal index | Address |
| 0009 | premise 1, 25 Koryun Str., Yerevan |
| 0001 | 21 Nalbandyan Str., Yerevan |
| 0012 | 19 Komitas Ave., Yerevan |
| 0019 | 23 Baghramyan Ave., Yerevan |
| 0020 | 31 Erebuni, Yerevan |
| 0901 | 30 Hanrapetutyan Str., Armavir t. |
| 2021 | 52 G. Lusavorich Str., Vanadzor t. |
| 3104 | 5 Rizhkov Str., Gyumri t. |
| 3201 | 19 Ankakhutyan Str., Goris t. |
List of required documents
To get an installment loan, customers shall visit the postal office with a passport or ID card (originals of the documents are mandatory).
Resident customers who used Shopin services in 2017 will get the following:
- Visa Gold and Visa Classic debit cards with 50% discount for the service fee throughout the validity term of the cards
- opportunity to obtain Visa Virtual accounts with a credit limit on the following conditions:
| Purpose of credit limit | For making use of Shopin service provided by HayPost |
| Currency of Visa Virtual account | AMD, USD, Euro |
| One-off fee for service of Visa Virtual account | AMD 1,000 |
| Interest rate for the used portion of the credit limit | AMD 20%, USD and Euro 15% |
| Interest rate for the unused portion of the credit limit | 0% |
| Maturity of the virtual account | 24 months |
| Maturity of the credit limit | 18-24 months |
| Type of credit limit | non-restorable |
| Term of usage of the limit | 2 months after opening |
| Amount of the credit limit | AMD 100 000- 1 000 000 or its equivalent in foreign currency |
| Maximum daily limit of transactions with Visa Virtual account | AMD 500,000, USD 1,000, Euro 1,000 |
To open a virtual account, it is necessary to visit one of the Bank’s branches in Yerevan, present a passport/identification card and public services number, as well as the identification number for ShopIn service.
- Head office
- "Avan" branch
- "Araratyan" branch
- "Davtashen" branch
- "Zeytun" branch
- "Erebuni" branch
- "Central" branch
- "Kilikia" branch
- "Moskovyan" branch
- "Nor Norq" branch
- "Sayat-Nova" branch
Calculator
Before visiting the branch, you can get an idea about the amount of the loan to be disbursed to you with the help of the calculator*.
*The amount offered to you at the branch might be different from the amount on the calculator, depending on your credit history and other factors