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  • Individuals
  •  / Adjustable / Floating / Fixed Interest Rates

Adjustable / Floating / Fixed Interest Rates

 Base Interest Rate1

 

Determined 

 AMD, %

 

USD, %

EUR, %

 

25/08/2025

 

 

7.75

 

 

4.25

 

 

2.25

 

 

25/02/2026

 

 

7.75

 

 

4.25

 

 

2.25

 

 

Financing with an adjustable interest rate has been provided by the Bank since 25/09/2025.
Detailed information regarding the determination and calculation of the adjustable interest rate is available via the following link.
Floating Interest Rate - FR2
 

Determined

AMD, %


USD, %


EUR, %


28/11/2022թ.


11.30 


4.60


2.30


15/08/2023թ. 


10.72


5.44


3.96


15/02/2024թ.


10.72


5.44 


3.96


15/08/2024թ.


8.40


4.70


3.30 


15/02/2025թ. 


8.40


4.70
 


2.50


15/08/2025թ․ 


  7․60 


4․00
 


2․50 

                       15/02/2026թ․

                                                                             6.90

                                       4.00

                                     2.50

 

Since 25/09/2025, new financing in the Bank is no longer provided based on FR; however, FR indicators continue to apply to financing granted prior to that date.
Detailed information on the determination and calculation of FR can be found at the following link.
 

Converse Bank Floating Rate – CBFR 3

For financing agreements


Determined


AMD, % 


USD, %



EUR, %
 


15/08/2018թ.


6.25

 

2.50


-0.30


15/02/2019թ.


6.25


2.50


-0.30


15/08/2019թ.


6.25

2.50


-0.30


15/02/2020թ.


5.60


1.72


-0.30


15/08/2020թ.


5.60


0.33


-0.30


15/02/2021թ.

 

6.49


0.33


-0.30

 

15/08/2021թ.

 

7.73

 

 

0.33

 

 

-0.30

 

15/02/2022թ.


8.59


0.33


-0.30


15/08/2022թ.


9.09


2.33


0.77


15/02/2023թ.


9.59


4.33


3.17


15/08/2023թ.


10.09


5.86


3.96


15/02/2024թ.


10.09


5.86


3.96


15/08/2024թ.


9.59


5.21


3.40


15/02/2025թ.


9.09


4.33


2.51

15/08/2025թ.

9.09


4.33

2.51

 

15/02/2026թ.

 

8.59

 

3.64

 

2.51

For deposit agreements

 

Determined

 
AMD, %

 
USD, %


EUR, %


15/08/2018թ.


6.25


2.50


-0.30


15/02/2019թ.


6.25


2.50


-0.30


15/08/2019թ.


6.25


2.50


-0.30


15/02/2020թ.


5.60


1.72


-0.30

 

15/08/2020թ.


5.60


0.33


-0.30


15/02/2021թ.


6.49


0.33


-0.30

 

15/08/2021թ.


7.73


0.33


-0.30


15/02/2022թ.


8.59


0.33


-0.30


15/08/2022թ.


9.09


2.33


0.77


15/02/2023թ.


11.32


5.18


3.17


15/08/2023թ.


10.72


5.86


3.96


15/02/2024թ.


10.72


5.86


3.96


15/08/2024թ.


8.50


5.21


3.40


15/02/2025թ.


7.94


4.33


2.51


15/08/2025թ.


7.94


4.33


2.51


15/02/2026թ.


6.97


3.64


2.51

3Since 01/12/2022, the Bank no longer provides new financing or attracts deposits based on CBFR; however, CBFR indicators continue to apply to financing and deposit agreements concluded prior to that date.
Detailed information on the determination and calculation of CBFR can be found at the following link.

Converse Bank Calculated Interest Rate – CBCR


In the case of existing loan and/or other financing agreements, as well as existing deposit agreements calculated using CBCR, it shall remain unchanged.

The CBCR values are as follows:
AMD: 11․00%
USD: 6.75%
EUR: 4.50%