Campaign: Campaign of disbursement of loans secured with pledge of gold and provision of credit cards with non-revolving limit
The campaign is valid until November 30, 2017 inclusive
During the Campaign, one customer can get maximum three loans secured with pledge of gold; the total amount of credit liabilities disbursed during the Campaign shall not exceed AMD 7 million or its equivalent in foreign currency
Bank’s Customer
Borrower |
RA resident private individual who, at the time of disbursement of the loan:
|
Loan/collateral* |
|
Interest rate |
|
Method and term of repayment of the principal and interest amount of the loan, other conditions |
|
1 1. Those Bank customers who have been serviced as borrowers at “Converse Bank” CJSC from January 1, 2016 to July 1, 2017, inclusive.
2. Those Bank customers who:
- have made international money transfers /during the last 1 year, for SWIFT transfers - 5 transfers, for fast transfers - 10 transfers/, or
- are legal entities; founder, director, chief accountant of a private entrepreneur.
3. Those Bank customers, who get their salaries with an account opened at "Converse Bank" CJSC within the frameworks of payroll projects.
* If the loan/collateral ratio is 100%, the following annual interest rates shall apply:
AMD | 19% |
USD | 11% |
Euro | 9% |
Another condition: At the time of loan disbursement, an inquiry regarding the customer shall be sent to ACRA.