Oriflame joint card

If you are an Oriflame consultant, this card is for you.

Acquire the joint card of Converse Bank and Oriflame and get an opportunity to make use of numerous advantages.

The card has the following advantages:

• Possibility of making online order from the website of Oriflame Cosmetics and paying with the card*;
• Discounts at more than 200 trade and service points;
• Unlimited use at any trade, service, and encashment point worldwide;
• Possibility of making free-of-charge use of e-Converse internet banking service, which allows making online transfers to the account of Oriflame Cosmetics;
• Provision of additional cards to the family members within the card account.

Conditions of provision of the card

• The card is provided in AMD.
• The monthly service fee for the card account is AMD 100;
• Cash is provided at the encashment points and ATMs of Converse Bank free of charge.

*The following is necessary for making online payments from Oriflame’s website:

• To acquire the joint card of Converse Bank and Oriflame;
• To register a virtual card at Arca.am website;
• Having recorded the order, to choose the payment option "Pay by card";
• In “Provider” field of the opened window, to choose the option ArCa-ArCa-MasterCard/Maestrocards and click the button “ok”;
• Having entered and confirmed the details of the virtual card, you will receive a message evidencing the payment.

Ensuring in the virtual /internet/ environment the modern 3D Secure security system consonant with the international criteria 

• In case of transactions done in a currency different from the currency of the account of the Bank’s Visa cardholders at encashment points, ATMs, trade and service centres, that operate beyond ArCa system, at the time of currency conversion the fee of 2% set by the Bank is applied. Exceptions are transactions in USD and Euro.

The exchange rate applied at the time of authorization of an operation/transaction done in a currency different from the currency of the card account and the exchange rate applied at the time of its actual accounting may differ. At the time of authorization, the exchange rates set by payment and settlement systems ARCA/VISA/MasterCard, and at the time of actual accounting of the operation/transaction, the USD exchange rate set by the Bank for the end of the previous banking day is applied. Exceptions are the operations/transactions made in Euro with the cards of Visa payment and settlement system, at the time of accounting of which the Euro exchange rate set by the Bank for the end of the previous banking day is applied. The Bank bears no responsibility for the currency and other risks connected with the exchange rate differences.